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The Housing Financial Discrimination Act of 1977
Fair Lending Notice
It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of:
- Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice.
- Race, Color, Religion, Sex, Martial Status, National origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one to four unit family residences occupied by the owner and for the purpose of the home improvement of any one to four unit family residence.
If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or:
Department of Real Estate
310 W. Fourth Street
Suite #350
Los Angeles, CA. 90013-1105
Department or Real Estate
185 Berry Street
Room 3400
San Francisco, CA. 94107