The
Housing Financial Discrimination Act of 1977
Fair Lending Notice
It is illegal to discriminate
in the provisions of or in the availability of financial assistance
because of the consideration of:
Trends, characteristics or conditions
in the neighborhood or geographic area surrounding a housing
accommodation, unless the financial institution can demonstrate
in the particular case that such consideration is required
to avoid an unsafe and unsound business practice; or
Race, color, religion, sex, martial status,
national origin or ancestry.
It is illegal to consider
the racial, ethnic, religious or national origin composition
of a neighborhood or geographic area surrounding a housing
accommodation or whether or not such composition is undergoing
change, or is expected to undergo change, in appraising a
housing accommodation or in determining whether or not, or
under what terms and conditions, to provide financial assistance.
These provisions govern financial
assistance for the purpose of the purchase, construction,
rehabilitation or refinancing of one to four unit family residences
occupied by the owner and for the purpose of the home improvement
of any one to four unit family residence.
If you have questions about
your rights, or if you wish to file a complaint, contact the
management of this financial institution or:
Department of Real Estate
310 W. Fourth Street
Suite #350
Los Angeles, CA. 90013-1105
Department or Real Estate
185 Berry Street
Room 3400
San Francisco, CA. 94107
