In addition to our combination construction/mortgage program – One-Time Close – we also offer interest-only lot loans to clients as an extension of One-Time Close.

Our lot loan program includes these features:

• May finance acreage up to two acres
• Simple interest is charged for up to one year
• Borrower receives a monthly statement of interest due
• Low down payments of 20-25%
• Loans from $35,000 to $150,000 are available
• Loan amounts over $150,000 are processed on a case-by-case basis

Call your Pacific Financial representative for more information about our growing range of builder products and services. We’re dedicated to providing innovative financing solutions that simplify the construction home loan process.