Protect your clients against rising interest rates and prevent buyer fallout by negotiating a Forward Commitment Option with Pacific Financial.

Here’s how it works:

• After we negotiate a maximum interest rate and points, Pacific Financial will assign them to a “block” of funds that will be available to your clients for a period of three to 12 months. (Each interest rate option will incur a fee based on the negotiated term and cap above current interest market rates.)
• If market interest rates go up, you can offer some or all of the funds to your clients as valuable financing below current rates, up to the amount originally agreed.
• Forward commitment options also enable you to protect your customers (those currently under contract and waiting for their homes’ construction to begin) from future interest rate increases.
• If interest rates drop, Pacific Financial can provide financing to your clients at the current rate.