LOAN PROGRAMS

Pacific Financial is a direct lender for some of the largest banks in the homebuilding industry. Our direct lender status gives us the ability to maintain more control over the loan process, ensuring your homes don’t fall out during construction.

Additionally, we maintain relationships with over 100 other lenders, giving us the flexibility to place some of the more difficult loans that larger banks cannot handle.

Whether we utilize a one year Long Term Rate Lock, Model Home Sale Leaseback Program, or any of our hundreds of other programs, our builders benefit from a 95% capture rate, which translates into more control, and more successful closes.

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